The people accountable for your capital.

Zainab Sanusi Monguno is an investment professional and entrepreneur with experience across investment management, capital allocation, corporate strategy, governance and risk management.

She is the Founder and Managing Director of M20 Capital, a regulated, technology-led investment company combining disciplined asset management, AI-driven advisory and ethical finance. She is also Managing Partner at Addaite MNG Ltd, a private multi-family office investing across multiple asset classes.

Zainab sits on the Board of NASD PLC, Nigeria's over-the-counter securities exchange, where she chairs the Technical Committee and serves on the Strategy and Market Development Committee and the Audit and Risk Committee.

Earlier in her career, she built a strong foundation in enterprise risk, technology and regulatory compliance at the Asset Management Corporation of Nigeria (AMCON).

Zainab holds a First-Class degree in Information Technology and Business Information Systems, has completed executive education in Venture Capital and Private Equity at Imperial College Business School, and is currently pursuing a full-time MBA at Imperial College Business School.

Muhammad Sani Hamid is a banking and financial services leader whose career bridges regulated finance and technology, a combination that sits at the heart of M20 Capital's mission to make professional, ethical investing accessible across Africa.

He built his banking career at Jaiz Bank Plc, Nigeria's pioneer non-interest (Sharia-compliant) bank, where he rose to Relationship Manager. There he set and executed balance-sheet growth strategy, pairing prudent risk-asset origination with large-scale deposit mobilisation, and led profitability initiatives through disciplined asset-liability management and margin expansion. His grounding in investment appraisal and risk-aligned credit structuring underpins M20's approach to capital deployment.

Earlier, at Galaxy Backbone Limited, the Federal Government's technology infrastructure provider, he helped design digital-transformation strategies and researched emerging financial technologies. With a BSc in Information Technology (Networking and Security) from Ajman University, UAE, Muhammad brings a rare fluency in both the financial and technical dimensions of building a digital-first investment platform.

As Managing Director, Muhammad leads M20 Capital's strategy, operations and growth, uniting disciplined asset management, Sharia-compliant finance and digital innovation under a single, governance-led vision.

Zion Adeoye is a finance, taxation and corporate lawyer with over 17 years of international experience advising multinationals, financial institutions and sovereign parties across Africa and beyond. As Chief Legal Officer, he leads M20 Capital's legal strategy, regulatory engagement, corporate structuring and governance.

Zion is the founder, Group CEO and Managing Partner of Africarta Advisory Group, a pan-African legal, tax and business advisory firm with a multinational team of professionals across multiple jurisdictions. He previously led CLG (formerly Centurion Law Group), a publicly listed pan-African law firm, as CEO and Managing Partner. His practice spans project and corporate finance, cross-border mergers and acquisitions, capital markets and securities, and international tax. He has structured and documented transactions ranging from trade and project-finance facilities to equity investments and strategic acquisitions across the continent.

He has advised on landmark fiscal and regulatory matters, including serving as Secretary to the Petroleum Industry Bill Fiscal Syndicate commissioned by Nigeria's House of Representatives, and advising the Board of the Nigeria Extractive Industries Transparency Initiative (NEITI). He holds an LLM in Global Business Law from Columbia Law School (New York) and an MBA from the University of Dundee (Scotland), and is a member of the Nigerian Bar Association.

At M20 Capital, Zion ensures that the company's growth rests on a foundation of integrity, sound structure and regulatory compliance, from licensing and capital-markets readiness to governance and cross-border transactions.